Terms & Conditions

Davao (Canada) Financial Services Inc., carries out all transactions through electronic communications in accordance with any applicable laws. By signing up for electronic communications with Davao Loans, you consent to using electronic means to agree, or bind you to, your legal obligations and to receiving all communications relating to your loan electronically. Please note that if you do not consent to receiving electronic communications from Davao Loans we may be unable to provide the services you request or may be unable to provide you with a loan. By consenting to using electronic communications to agree or accept the terms and conditions that apply to your loan, our offers to you and any other documents, you will be taken to have signed those documents. This consent and authority will apply to all communications permitted to take place electronically by law including, but not limited to, account statements, notices and disclosure documents we are required to give you in relation to your account or any notices from us to you. Davao Loans will rely on this consent to communicate with you by any means we choose to, including through our website or via the email address that you have provided us. You will need to notify Davao Loans if your email address, or any other contact details, change. Where you agree to receive communications electronically, Davao Loans will no longer be required to send you any relevant notice or document (including your Loan Agreement) in paper form. It is your responsibility to print or save all communications received from Davao Loans. Anti-spam filters and hardware and software requirements It is your responsibility to ensure that you maintain appropriate software and hardware to receive, access and save any electronic communications (this includes ensuring that any electronic communications we send to you are not blocked by any anti-spam software or firewall software). It is also your responsibility to protect and safeguard your login credentials. You should not provide these details to any third party.